SPECTRUM NEWS — As the Biden administration’s student loan forgiveness program remains in limbo, debt counselors are offering advice for managing debt. Noelle Carter, president and CEO of Parachute Credit Counseling (formerly Consumer Credit Counseling), said for as long as loan payments remain in forbearance, wait it out. Pay down other debts in the meantime. “I think a lot of times we’re so young when we’re taking out these loans we don’t realize the financial implications that it can make for us down the road,” said Carter, who overcame student loan debt herself.